ShareCapsule Finance

Privacy

Readable financial data should remain under the user’s control.

ShareCapsule Finance is designed around a local-first model. The default planner stores an encrypted vault in the user’s browser. Optional device sync transports the encrypted vault, not decrypted transactions or balances.

Operating modes

This device only — defaultThe encrypted vault remains in browser storage on the current device. Finance calculations execute locally.
Encrypted device sync — optionalAn already-encrypted vault can be relayed between trusted devices. The sync service does not receive the vault passphrase needed to decrypt finance data.

What the planner should never ask for

Online-banking username or password.
One-time passcodes or MFA recovery codes.
Full credit/debit card numbers.
Full bank account or routing numbers.
Social Security numbers or tax IDs.
Brokerage or crypto private keys and seed phrases.

Encrypted sync metadata

When encrypted device sync is enabled, the relay may necessarily process technical information needed to provide the service, such as an opaque vault identifier, encrypted vault payload, revision numbers, opaque device identifiers, timestamps and short-lived pairing records. Those records are not intended to contain readable household financial values.

Because no system can promise absolute anonymity at the network layer, users should understand that service infrastructure can still observe ordinary connection metadata such as request timing and network addresses even when financial content is encrypted.

Public guide and project lab

No personal financial data is required to read the Financial Control Guide. The guide is static educational content and should not require advertising trackers, social widgets or bank-data integrations.

The Income Project Lab stores its project-progress workspace locally in this first version. It should not be used for passwords, API credentials, banking secrets or other confidential access information.

Privacy choices

Stay local-only

Users who do not need cross-device access can keep encrypted finance data entirely on one device.

Use encrypted backup

Users can keep a portable encrypted backup under their own control.

Enable sync deliberately

Device sync is opt-in, clearly explained, and reversible without erasing the local vault.

Erase local data

The planner includes a control to remove the local encrypted financial vault from the current browser.